Silver & Gold Value Rate Calculator
Calculate total price of silver/gold items by weight (grams, kg, tola), purity (pawn/carat), making charges, and 3% GST.
How this is calculated
Metal value = 250.00 g × ₹88 × 0.925 = ₹20,350
Purity matters: 22K jewellery contains 91.6% gold, so the rate quoted for 999 fine metal must be scaled down. Making charges and GST are then added on top.
Silver & Gold Value Rate Calculator: how it works
The price you pay for jewellery is the metal value adjusted for purity, plus making charges, plus GST — and only the metal value comes back on resale.
Purity comes first
A quoted rate is for 999 fine metal. Jewellery is alloyed for durability, so the metal content is less than the weight suggests.
| Hallmark | Purity | Metal in 10g |
|---|---|---|
| 24K / 999 | 99.9% | 9.99g |
| 22K / 916 | 91.6% | 9.16g |
| 18K / 750 | 75.0% | 7.50g |
| Silver 925 | 92.5% | 9.25g |
The full price build-up
Total = (Weight × Rate × Purity) + Making charges + Hallmarking + GST
Worked example · 250g silver at ₹88/g, 925 purity, 10 percent making
Given
- Weight: 250g
- Rate: ₹88/g for 999 fine
- Purity: 925
- Making: 10%
- GST: 3%
Working
- 1Metal value = 250 × 88 × 0.925 = ₹20,350
- 2Making charges = 10% of 20,350 = ₹2,035
- 3Subtotal with hallmarking ₹45 = ₹22,430
- 4GST = 3% of 22,430 = ₹673
Total price: ₹23,103
What you get back on resale
This is why jewellery is a poor investment vehicle compared with coins, bars, sovereign gold bonds or ETFs, all of which carry far lower or no making charges.
Making charges vary widely
- Plain designs: 6 to 10 percent, or a flat per-gram rate.
- Intricate or branded designs: 15 to 25 percent and sometimes more.
- Machine-made chains: often lower than handmade equivalents.
- Making charges are almost always negotiable, particularly on larger purchases.
Frequently asked questions
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